For more than 20 years, Marie Shelton rented the same three-bedroom house in Charleston, West Virginia. Today, she owns it.

“I raised my kids in this house. Grandkids too,” she said. It’s just blocks from her office at the West Virginia Department of Transportation, with a big backyard and multiple fireplaces that she decorates for Christmas and in the fall.

Shelton’s path to homeownership started with an ultimatum: Her landlord had decided to sell the place that she called home. If she didn’t buy it, the landlord said, she would have to move. 

At this year’s National American Indian Housing Council conference in Anchorage, Alaska, national housing leaders came together for a candid conversation about partnership, housing policy and the importance of Native-led solutions in shaping the future of Indian housing. 

In urban Minneapolis, Minnesota, a NeighborWorks network organization has started a new loan product to help families and individuals finance new manufactured homes. In Providence, Rhode Island, another network organization is focused on modular homes as an affordable housing solution. 

In other locations across the country, developers are just starting to learn how off-site built homes might work as an attainable housing solution in their communities, especially as the price of land, material and construction excludes more people from the dream of homeownership.