Affordable housing and “dream homes” aren’t often part of the same conversation. But at come dream, come build (cdcb) in Brownsville, Texas, they’re one and the same. cdbc’s award-winning program, DreamBuild, creates volumetric modular grow homes – houses that are built in a factory, installed on-site and can easily be expanded as residents’ needs and finances shift. It's the type of regional solution that the NeighborWorks network is known for.

The cost of housing in the U.S. has been climbing and for many families, it’s harder than ever to keep up. Between rising property values, stricter lending conditions and limited access to upfront capital, the path to homeownership can feel nearly impossible, especially for first-time buyers without financial support.  

After years of conversations and planning, the Fort Hall Housing Authority, the Shoshone-Bannock Tribes and NeighborWorks Pocatello recently developed a down payment assistance program that expands access to homeownership both on and off Tribal land. The Tribal Council approved the agreement this month, marking an important milestone in a partnership built on trust, collaboration and a shared commitment to addressing housing needs. 

National Homeownership Month is a time to focus on the path to the place you call home and on the resources to get there. The month might be wrapping up, but for many, the journey to homeownership is just beginning.

For more than 20 years, Marie Shelton rented the same three-bedroom house in Charleston, West Virginia. Today, she owns it.

“I raised my kids in this house. Grandkids too,” she said. It’s just blocks from her office at the West Virginia Department of Transportation, with a big backyard and multiple fireplaces that she decorates for Christmas and in the fall.

Shelton’s path to homeownership started with an ultimatum: Her landlord had decided to sell the place that she called home. If she didn’t buy it, the landlord said, she would have to move. 

The sun shone brightly over the playground near Betsy Ross Circle in Milford, Delaware.

At this year’s National American Indian Housing Council conference in Anchorage, Alaska, national housing leaders came together for a candid conversation about partnership, housing policy and the importance of Native-led solutions in shaping the future of Indian housing. 

In urban Minneapolis, Minnesota, a NeighborWorks network organization has started a new loan product to help families and individuals finance new manufactured homes. In Providence, Rhode Island, another network organization is focused on modular homes as an affordable housing solution. 

In other locations across the country, developers are just starting to learn how off-site built homes might work as an attainable housing solution in their communities, especially as the price of land, material and construction excludes more people from the dream of homeownership. 

NeighborWorks® America's Sustainable Business Initiative helps community-based NeighborWorks organizations strengthen their foundations and grow revenue. In 2024, the SBI provide seed grants to seven network organizations with promising earned revenue strategies. Over the next few weeks, as part of Small Business Month, NeighborWorks will highlight some of those outcomes.