Affordable housing and “dream homes” aren’t often part of the same conversation. But at come dream, come build (cdcb) in Brownsville, Texas, they’re one and the same. cdbc’s award-winning program, DreamBuild, creates volumetric modular grow homes – houses that are built in a factory, installed on-site and can easily be expanded as residents’ needs and finances shift. It's the type of regional solution that the NeighborWorks network is known for.

For more than 20 years, Marie Shelton rented the same three-bedroom house in Charleston, West Virginia. Today, she owns it.

“I raised my kids in this house. Grandkids too,” she said. It’s just blocks from her office at the West Virginia Department of Transportation, with a big backyard and multiple fireplaces that she decorates for Christmas and in the fall.

Shelton’s path to homeownership started with an ultimatum: Her landlord had decided to sell the place that she called home. If she didn’t buy it, the landlord said, she would have to move. 

In urban Minneapolis, Minnesota, a NeighborWorks network organization has started a new loan product to help families and individuals finance new manufactured homes. In Providence, Rhode Island, another network organization is focused on modular homes as an affordable housing solution. 

In other locations across the country, developers are just starting to learn how off-site built homes might work as an attainable housing solution in their communities, especially as the price of land, material and construction excludes more people from the dream of homeownership.