Try hiring a builder in Keyes, Oklahoma. This rural town sits more than four hours from Oklahoma City, and few construction workers will make that drive. Even those who do face additional time and fuel costs as they travel to and from the nearest lumber supplier. So the housing that exists in areas like this just grows older and  more scarce. 

After years of conversations and planning, the Fort Hall Housing Authority, the Shoshone-Bannock Tribes and NeighborWorks Pocatello recently developed a down payment assistance program that expands access to homeownership both on and off Tribal land. The Tribal Council approved the agreement this month, marking an important milestone in a partnership built on trust, collaboration and a shared commitment to addressing housing needs. 

Nearly half of U.S. adults are interested in buying a home, according to a recent national survey from NeighborWorks® America. But 38% of Gen Zers and 32% of Millennials fear they’ll never actually own one. Still, there are people out there showing that it can be done.

Shannon Ogden, a new homeowner who identifies as Gen Z, always thought she’d own a home someday. But the mental health therapist feared it might be years before she did.