Our national housing and financial capability survey shows that most people believe homeownership has benefits but also feel that homeownership is out of reach for them because of their financial situation. Over several years of collecting national data on housing affordability trends and financial preparedness, we found that the disparity in homeownership between communities of color and white communities continues to grow and the majority of Americans still need help in understanding the homebuying process. Download our research to view key findings and insights from 2022, 2021, 2020, 2019 and 2018.