National Housing and Financial Capability Survey

Survey Summary

Download the full-size infographic: Credit and housing concerns for Native Americans

On July 12, 2022, NeighborWorks America released findings from its 2022 Housing and Financial Capability Survey. The survey showed that many people see advantages in owning a home but are unequipped to handle financial challenges that stall their dream of homeownership. 

Since 2019, we've conducted an annual survey to collect data that helps set the foundation for the stabilization of communities. Findings from our survey help all of us understand the people and the areas that need the most attention.

Key Findings and Insights

Survey Findings

• Executive summary of 2022 national survey findings.
• View more detailed insights from NeighborWorks America's 2022 national survey.
• Download the full-size infographic: Growing housing and financial capability concerns. 
• Download the full-size infographic: Homeownership increasingly out of reach for many. 
• Download the full-size infographic: Credit and housing concerns for Native Americans (American Indians and Alaska Natives). 
• View survey findings from 2022, 2021, 2020, 2019 and 2018.

In the News

• Listen to a KRLD-AM (Dallas, Texas) radio interview with our Senior Vice President of National Initiatives Lee Anne Adams. She discusses how 70% of Americans still believe the homeownership process is too difficult and they need help, because the majority of Americans think owning a home now is more important than in 2019.
• Listen to a WAVA-AM (Washington, D.C.) radio interview with Lee Anne Adams. She highlights 90% people think homeownership will give them a feeling of safety and security, but 64% believe banks might not approve them for homeownership.
• Listen to NBC News Radio (National) interview with Lee Anne Adams. She highlights 64% of Americans believe banks might not approve them for homeownership but that homeownership will give them a feeling of safety and security. 
• Press Release: NeighborWorks America's annual survey identifies increased need for financial guidance and homeownership education, widening homeownership gap

"NeighborWorks America's focus is on making homeownership education and financial guidance/coaching accessible to people. With the help of our network, we can help people change the trajectory of their lives and support them as they navigate the homebuying process. Nobody has to go it alone."

—Lee Anne Adams, Senior Vice President of National Initiatives