**PASSING AN ONLINE PRE-TEST IS A PRE-REQUISITE FOR THIS COURSE**
This course is designed for counselors with one or more years of experience providing one-on-one foreclosure intervention and default counseling. This rigorous, in-depth course covers critical elements of the default and foreclosure process as well as loss mitigation options for prime and subprime loans. Participants will engage in exercises and utilize case studies which will sharpen their negotiating skills with servicers and improve their counseling methods with clients. There are two training requirements for certification. This course is part 1 of the certification – within 30 days of completing this course the participants must take an exam and achieve a minimum score of 80%. Part II of the foreclosure counselor certification requires the successful completion of HO307.
This faculty-led course includes self-paced online assignments and the use of peer discussion forums. The course is presented in four weekly lessons. A live online session is held weekly with the faculty and participants. Participants should expect to spend approximately four to six hours per week on course related reading and assignments.