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HECM Exam Information

This exam is required under HUD Rule FR-4989-F-402 which established standards to qualify individuals as counselors to provide HECM counseling to prospective borrowers. This is a challenging exam designed to ensure that knowledgeable, well-informed counselors are providing services to senior homeowners. Extensive preparation is required. The exam is administered by PAVR Software Solutions.  Email hecmexam_support@pavrsoftware.com or see www.hecmexam.org for more information. Learn more about the HUD HECM exam.

Key Facts about the HECM Exam:
  • The exam is administered for HUD by PAVR Software Solutions.  For detailed instructions on registering for and scheduling your exam, visit www.HECMexam.org.
  • HUDExchange
For HUD Technical Support for Housing Counselors please contact housing.counseling@hud.gov