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HECM Exam Information

This exam is required under HUD Rule FR-4989-F-402 which established standards to qualify individuals as counselors to provide HECM counseling to prospective borrowers. This is a challenging exam designed to ensure that knowledgeable, well-informed counselors are providing services to senior homeowners. Extensive preparation is required. The exam is administered by PAVR Software Solutions.  Email or see for more information. Learn more about the HUD HECM exam.

Key Facts about the HECM Exam:
  • The exam is administered for HUD by PAVR Software Solutions.  For detailed instructions on registering for and scheduling your exam, visit
  • HUDExchange
For HUD Technical Support for Housing Counselors please contact