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Information for seniors

For seniors interested in participating in FHA's Home Equity Conversion Mortgage (HECM) program, a reverse mortgage program that enables you to withdraw a portion of your home's equity:


HUD’s Home Equity Conversion Mortgages for Seniors
Find a HUD Approved Reverse Mortgage Counselor
National Council on Aging
Eldercare Locator
National Clearinghouse for LTC Information
Consumer Financial Protection Bureau Reverse Mortgage Information
National Reverse Mortgage Lender's Association Consumer

Consumer Financial Protection Bureau’s Office for Older Americans
As an increasing number of older homeowners are considering using their home equity to supplement their retirement income, lenders are marketing reverse mortgages as a way for older consumers to age in place.  And yet many older consumers are confused about what it means to take out a reverse mortgage. To help older homeowners understand how a reverse mortgage works, the Consumer Financial Protection Bureau’s Office for Older Americans created the following resources:

Reverse Mortgage Discussion Guide:  To help housing counselors and older consumers learn about reverse mortgages, the Consumer Financial Protection Bureau’s Office for Older Americans created an in-depth resource that gives an overview of many key concepts of reverse mortgages. Reverse Mortgage Discussion Guide

Know Before You Owe Reverse Mortgage Video:  To help older consumers understand the basics of what a reverse mortgage is, the Consumer Financial Protection Bureau’s Office for Older Americans created a two-minute explanatory video for homeowners and their families.  Know Before You Owe Reverse Mortgage Video