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Author(s)/Creator(s): Ira Goldstein, Lois Greco, Maggie Grieve
The Wells Fargo Regional Foundation has a well-established continuum of grantmaking and technical-assistance programs designed to improve the quality of life for children and families living in low-income communities in eastern Pennsylvania, Delaware, and New Jersey. The foundation's decade long focus on neighborhood revitalization has helped to shape a resident-driven, collaborative, long-term, and data-informed approach designed to make neighborhoods more attractive for large-scale investment. In 2014, the foundation engaged The Reinvestment Fund and Success Measures at NeighborWorks America to jointly evaluate the impact of its grantmaking and related programs from 2003 to 2013, to determine if practices in its approach could be transferred to other regions, and to assess its influence in the field. The evaluation examined lessons from 140 grants, totaling $41.69 million, that enabled hundreds of projects in the region and leveraged $231.5 million in direct and indirect neighborhood investment. Based on the findings of the evaluation, the foundation reaffirmed its mission, revised certain aspects of its Neighborhood Grants Program, and in a new strategic plan further defined and enhanced its opportunities for collaboration and shared learning within the funding community.

Author(s)/Creator(s): Widmeyer Communications
Homeownership remains an integral part of the American dream, but the burden of student loans has clouded views of homeownership. Those with student loan debt are much more likely to consider renting a home instead of purchasing a home. Widmeyer Communications, a Finn Partners Company, share key findings in this survey conducted from Sept. 14-18, 2015 with a nationally-representative sample of 1,000 U.S. adults.

Author(s)/Creator(s): Nathalie Janson
Nathalie Janson, candidate in Master in Urban Planning at the Harvard Graduate School of Design, researched comprehensive community development, including its impact, challenges and opportunities for support.

Author(s)/Creator(s): Jayne Windham

Ten certifications to consider when rehabilitating homes in rural communities.

We worked with SMARI to execute and report the results of a national consumer financial survey. The survey is aimed at providing important consumer-based information that will inform our delivery of financial capability services and training tools to the nonprofit development profession, expanding understanding of the financial literacy and capability of American households. The results of the survey will add to the body of information gleaned from the first financial capability survey conducted in the spring of 2014.

Author(s)/Creator(s): Alex Barkley, Mary Margaret McMiller, Nancy Hood
There is no question that eviction is bad news for renters. Forced moves put individuals and families at risk in so many ways: They have a more difficult time being accepted as tenants elsewhere; they frequently are disconnected from social-support networks, health care providers, employment and schools; and the stress takes a psychological toll of its own. For property owners and managers, turnover means additional expense for legal procedures, recruitment of new tenants and apartment make-ready. But in the nonprofit, mission-oriented world, it's not just about money; it's also about addressing the underlying challenges that drive nonpayment of rent to begin with. The question is what (resident) services are most successful as well as cost efficient. This is the issue this study set out to explore.

Author(s)/Creator(s): Charles A. Calhoun, Kenneth M. Temkin, Neil S. Mayer, Peter A. Tatian
The Urban Institute completed a four-year evaluation of Rounds 3 through 5 of the National Foreclosure Mitigation Counseling (NFMC) program. Using a representative NFMC sample of 137,000 loans and a comparison non-NFMC sample of 103,000 loans, the Urban Institute was able to employ robust statistical techniques to isolate the impact of NFMC counseling on loan performance through June 2013. The final evaluation of Rounds 3 through 5 conducted by Urban Institute indicates that the NFMC program continues to have positive effects for homeowners participating in the program Counseled homeowners were more likely to cure a serious delinquency or foreclosure with a modification or other type cure, stay current after obtaining a cure, and for NFMC clients who cured a serious delinquency, avoid foreclosure altogether.

This publication profiles the 2013 network members recognized by the NeighborWorks Green Organization Designation program. The designation indicates those network members who have demonstrated a commitment to sustainable operations and principles. Read this publication to learn from their practices.

Author(s)/Creator(s): Susan Ude
The purpose of this handbook is to provide community development organizations (CDOs) with basic information useful for the following: - Developing organizational continuity of operations plans. - Proactively assisting their communities with preparedness. - Pre-planning for recovery and actual disaster recovery. More detailed information on these topics can be obtained from Web sites referenced at the end of this document. Typically after disasters, the vast majority (80%) of the affected population is able to manage its own recovery. The remaining 20% will need special assistance that CDOs and nonprofit organizations are uniquely positioned to provide. The kinds of assistance victims need varies greatly based on the type of disaster or crisis that has occurred and on each individual household's particular circumstances. CDOs have aided their communities' recovery from disaster with counseling services such as foreclosure prevention, help with the Federal Emergency Management Agency and Small Business Association (FEMA and SBA) process, disaster recovery case management, rehabilitation services, recovery fundraising, volunteer management, new construction management, assistance in development of economic recovery, temporary housing to disaster victims, funding for day care, providing meeting spaces for recovery planning, communication with clientele, mental health services and so on. CDOs have also worked with local government to create a recovery that is sustainable and creates a better community than prior to the disaster. CDOs have responded to the needs of their existing clientele as well as disaster victims who were not in need of the CDOs' services previously. In order for CDOs to be positioned to provide assistance they must still be operational after the storm has passed. The first section of this handbook is a workbook designed to assist CDOs with step-by-step development of an organizational business continuity plan (BCP). The second portion of this handbook lists steps that organizations can take to work with emergency management leaders in their communities to encourage individual households and communities to be better prepared for natural and man-made disasters. The third and fourth sections of this handbook address issues associated with recovery. There is a guide to pre-planning for recovery, a guide to developing a disaster recovery notebook and best practices, and considerations and opportunities for housing, economic and community recovery are suggested. A resources section is included to provide additional information on preparedness for and recovery from disasters.

The Financial Capability Demonstration Project, launched in 2010 with support from the Citi Foundation, showed what it takes to launch, enhance, evaluate, and increase the scale of financial coaching programs nationally. Specifically, the project results validate the use of financial coaching as a method of helping low- and moderate-income consumers to save money, pay down debt, and improve their credit scores.

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