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Author(s)/Creator(s): Stockton Williams
Naturally-occuring affordable housing units are likely to be used to serve higher-income households, and affordable housing units are increasingly lost or at risk of losing government subsidies. This report highlights sixteen leading efforts and innovative approaches to preserve affordable housing, including below-market debt funds, private equity vehicles, and real estate investment trusts.

Author(s)/Creator(s): Sam LaTronica
Sam LaTronica, candidate in Urban Planning at the Harvard Graduate School of Design, presented innovative case studies in affordable single-family home construction, including goals, positive outcomes, and lessons learned.

Author(s)/Creator(s): Ira Goldstein, Lois Greco, Maggie Grieve
The Wells Fargo Regional Foundation has a well-established continuum of grantmaking and technical-assistance programs designed to improve the quality of life for children and families living in low-income communities in eastern Pennsylvania, Delaware, and New Jersey. The foundation's decade long focus on neighborhood revitalization has helped to shape a resident-driven, collaborative, long-term, and data-informed approach designed to make neighborhoods more attractive for large-scale investment.

In 2014, the foundation engaged The Reinvestment Fund and Success Measures at NeighborWorks America to jointly evaluate the impact of its grantmaking and related programs from 2003 to 2013, to determine if practices in its approach could be transferred to other regions, and to assess its influence in the field. The evaluation examined lessons from 140 grants, totaling $41.69 million, that enabled hundreds of projects in the region and leveraged $231.5 million in direct and indirect neighborhood investment.

Based on the findings of the evaluation, the foundation reaffirmed its mission, revised certain aspects of its Neighborhood Grants Program, and in a new strategic plan further defined and enhanced its opportunities for collaboration and shared learning within the funding community.

Author(s)/Creator(s): Widmeyer Communications
Homeownership remains an integral part of the American dream, but the burden of student loans has clouded views of homeownership. Those with student loan debt are much more likely to consider renting a home instead of purchasing a home. Widmeyer Communications, a Finn Partners Company, share key findings in this survey conducted from Sept. 14-18, 2015 with a nationally-representative sample of 1,000 U.S. adults.

Author(s)/Creator(s): RJ Gerard
We worked with SMARI to execute and report the results of a national consumer financial survey. The survey is aimed at providing important consumer-based information that will inform our delivery of financial capability services and training tools to the nonprofit development profession, expanding understanding of the financial literacy and capability of American households. The results of the survey will add to the body of information gleaned from the first financial capability survey conducted in the spring of 2014.

Author(s)/Creator(s): Peter A. Tatian, Charles A. Calhoun, Kenneth M. Temkin, Neil S. Mayer
The Urban Institute completed a four-year evaluation of Rounds 3 through 5 of the National Foreclosure Mitigation Counseling (NFMC) program. Using a representative NFMC sample of 137,000 loans and a comparison non-NFMC sample of 103,000 loans, the Urban Institute was able to employ robust statistical techniques to isolate the impact of NFMC counseling on loan performance through June 2013.

The final evaluation of Rounds 3 through 5 conducted by Urban Institute indicates that the NFMC program continues to have positive effects for homeowners participating in the program Counseled homeowners were more likely to cure a serious delinquency or foreclosure with a modification or other type cure, stay current after obtaining a cure, and for NFMC clients who cured a serious delinquency, avoid foreclosure altogether.

This publication profiles the 2013 network members recognized by the NeighborWorks Green Organization Designation program. The designation indicates those network members who have demonstrated a commitment to sustainable operations and principles. Read this publication to learn from their practices.

Author(s)/Creator(s): Susan Ude
The purpose of this handbook is to provide community development organizations with information on: a) developing organizational continuity of operations plans; b) proactively assisting their communities with preparedness and c) pre-planning for recovery and actual disaster recovery. In order for community development organizations to be positioned to provide assistance they must still be operational after the storm has passed. This guide provides business continuity planning assistance and other information useful to community development organizations operating in potential or actual disaster areas.

The Financial Capability Demonstration Project, launched in 2010 with support from the Citi Foundation, showed what it takes to launch, enhance, evaluate, and increase the scale of financial coaching programs nationally. Specifically, the project results validate the use of financial coaching as a method of helping low- and moderate-income consumers to save money, pay down debt, and improve their credit scores.

Neighborworks America
Now housing developers must change their approach to marketing and selling in order to expect good results.NeighborWorks America's Stable Communities Initiative created this guide to:

  1. Assist you in developing a marketing and sales plan for your homes

  2. Help you train and manage your development and sales team

  3. Share templates, examples and resources to aid quick implementation of your plan

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